Terms and Conditions
This page sets forth the terms and conditions under which Investors Trust Assurance SPC, a Cayman Islands company rated “A-” by AM Best; ITA Asia Limited, a Labuan-licensed company based in Malaysia; and ITA International Insurer, a Puerto Rico based and licensed company, along with their subsidiaries and affiliates ("ITA Group”) make this site available to you, as well as the terms and conditions governing your use of this site. By making use of this site, you agree to be bound by the terms and conditions we have outlined below, as the same may be modified from time to time. Modifications shall be effective immediately upon posting on the site. If you do not accept these terms and conditions, please do not continue to use or access this site.
Availability of Investment Products
Investors Trust life insurance products are not offered or available for sale in the United States or to United States citizens or residents or to residents of the Cayman Islands or Puerto Rico. The materials and information contained on this website do not constitute an offer or solicitation to anyone in any jurisdiction in which an offer is not authorized, or to any persons to whom it is unlawful to make such an offer or solicitation. Some Investors Trust life insurance products may not be available in all jurisdictions or may vary from jurisdiction to jurisdiction.
Past performance is not necessarily an indicator of future performance. The value of an account may decrease as well as increase due to changes in the value of the underlying securities. There is also currency risk involved in some of the underlying securities. These life insurance products are denominated in U.S. dollars, euros, or British pounds.
The availability of downloadable forms or brochures regarding Investors Trust products on this site is not, and should not be construed as, a representation or warranty that such products are authorized for distribution in your country. Likewise, their availability does not constitute a solicitation in any jurisdiction where such solicitation would be unlawful. For guidance, you should consult an appropriate advisor in your country of residence and direct any correspondence (applications, documentation, or general inquires) to them.
The information on this site is provided with the understanding that neither Investors Trust, nor any member of the ITA Group, provides professional advice of any kind. If you require advice-legal, tax, financial planning, or otherwise-you should seek the services of a qualified professional in the relevant field. You should also review the relevant policy forms and prospectus with your professional advisor.
All transactions are conducted under signed written agreements between Investors Trust and its customers. No other representation, whether made in person, online, electronically, in written, graphically, or verbally, may alter the terms of those agreements. Your use of this site constitutes your agreement to any additional terms and conditions applicable to such use.
Limitation of Liability
Although the information on this site is obtained from sources believed to be reliable, no member of the ITA Group, nor any of their affiliates, directors, officers, shareholders or employees, guarantees the accuracy, timeliness, validity or completeness of any data for any purpose. All information is provided "AS IS", without any warranty of commercial quality or fitness for a particular purpose. No member of the ITA Group, nor any of their respective affiliates, directors, officers, shareholders or employees will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use the site or the information contained therein, whether or not the circumstances giving rise to such cause may have been within the control of the ITA Group or any vendor providing software or services support. In no event will the ITA Group or its affiliates be liable for any direct, indirect, incidental, consequential, or special damages, even if advised of the possibility of such damages. No member of the ITA Group, nor any of their respective affiliates, directors, officers, shareholders or employees will be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site.
Use of the Site; Copyrights, Trademarks & Service Marks
The site is owned and operated by the ITA Group. Certain images are licensed from third parties and may not be used without prior written permission from the rights holder. You may access the ITA Group owned material on the site for personal, non-commercial use only, provided you retain all copyright and proprietary notices. Any unauthorized use, including copying, distributing, modifying, transmitting, reusing or reposting, may violate copyright, trademark, privacy and publicity laws. No member of ITA Group, nor any of their respective affiliates, directors, officers, shareholders or employees warrants or represents that your use of materials displayed on the site will not infringe rights of third parties not owned by or affiliated with the ITA Group. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes.
Links To and From Third Party Websites
Links to third-party websites are provided solely for convenience. The ITA Group does not control and is not responsible for the content, accuracy, or opinions expressed on such sites, and does not endorse the products or services offered there. Questions about the content of those sites should be directed to their authors. If you would like to provide a hypertext link from your site to this site, please request our permission before doing so. To request such permission, send a message via e-mail. Please include in the message your name, address and telephone number, and a description of your site and the reason why you would like to establish a link to this site.
Miscellaneous
These terms and conditions are governed by the laws applicable in the jurisdiction of the relevant ITA Group entity. In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that meets the intention underlying the unenforceable provision.
Copyright Notice
Copyright © 2025 ITA International Holdings, LLC. All rights reserved. Investors Trust is a licensed trademark of ITA International Holdings, LLC.